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The YarnyBookkeeper-Privacy Policy

Privacy Policy

Last updated: July 17, 2026

This Privacy Policy explains how Fanciful Things, LLC, doing business as The YarnyBookkeeper, collects, uses, stores and discloses personal information when you visit yarnybookkeeper.com, request a resource, subscribe to an email list, leave a comment, make a purchase, access a course or participate in a related community.

By using the website or voluntarily providing information through it, you acknowledge the practices described in this policy. This policy applies only to The YarnyBookkeeper website and the products, services and communications that link to it. Other websites and platforms have their own privacy policies and are responsible for their own practices.

Who we are

The YarnyBookkeeper is owned and operated by Fanciful Things, LLC, a Vermont limited liability company.

Questions or requests concerning this Privacy Policy may be sent to:

Fanciful Things, LLC d/b/a The YarnyBookkeeper
Vermont, United States
Email: hello@yarnybookkeeper.com

Information you provide voluntarily

You may provide personal information when you request a free resource, subscribe to emails, submit a contact form, leave a comment, enter a giveaway, purchase a product, create an account, access a course, join a community or communicate directly with The YarnyBookkeeper.

Depending on what you choose to do, this information may include your name, email address, billing information, username, account details, purchase history, course activity, giveaway entries and the contents of messages or comments you submit. You are responsible for making sure the information you provide is accurate and that you have permission to provide it.

Please do not submit Social Security numbers, passwords, banking credentials, full payment-card information, medical information or other highly sensitive personal information through a comment, contact form, email or community post. The YarnyBookkeeper does not request that information through the website.

Purchases and payment information

Purchases are processed through ThriveCart using third-party payment services such as Stripe and PayPal. These companies collect and process the payment and financial information needed to complete your transaction.

The YarnyBookkeeper generally does not receive or store your complete credit-card number or banking credentials. We may receive transaction details such as your name, email address, billing address, product purchased, amount paid, payment status, refund information and other details needed to complete your order, provide access, maintain business records and assist with customer service. Stripe and PayPal process personal information under their own privacy policies.

Course and community information

When you purchase or access a course, ThriveCart and its course-delivery tools may process your name, email address, login information, purchase details, course progress and other account activity needed to provide the program.

When you join or participate in a community connected with The YarnyBookkeeper, platforms such as Heartbeat or ThriveAcademy may process your registration information, profile details, posts, comments, messages and activity within that community. Information you choose to post in a community may be visible to other community members, depending on the space and its privacy settings.

Comments and contact forms

When you leave a comment, the website may collect the information entered in the comment form along with your IP address, browser information and other technical data used to identify spam or abusive activity. Comments may be reviewed through Akismet or other anti-spam services.

Your name, comment, website address, profile image or other information associated with the comment may be publicly visible after the comment is approved. Please do not include private or sensitive information in a public comment.

When you use a contact form created through the website’s page-building and form tools, the information you submit is delivered to The YarnyBookkeeper so that we can respond. A copy may also be stored temporarily by the website, email system, hosting provider, backup system or other service used to process the message.

Giveaways and promotions

When The YarnyBookkeeper offers a giveaway, contest or similar promotion, tools such as RafflePress may collect your name, email address, social-media handle, entry information and other details described on the entry form.

Information collected for a giveaway may be used to administer the promotion, confirm eligibility, contact winners, prevent fraudulent entries and meet legal or recordkeeping requirements. Marketing emails will be sent only when the entry form and applicable law allow them.

Information collected automatically

When you visit the website, certain information may be collected automatically by the website, hosting provider, security tools, analytics services and advertising technologies.

This information may include your IP address, approximate location, browser type, device type, operating system, referring website, pages viewed, links clicked, date and time of your visit, time spent on the website, error information and identifiers stored through cookies or similar technologies.

This technical information helps operate and protect the website, understand how visitors use it, identify problems, measure content and advertising performance and improve the visitor experience.

How information is used

The YarnyBookkeeper may use personal information to:

  • Deliver free resources, emails, products, courses and community access that you request.
  • Process payments, refunds and purchases and maintain related business records.
  • Respond to questions, comments and customer-support requests.
  • Send administrative messages, purchase confirmations, policy updates and security notices.
  • Send newsletters, educational content and promotional communications when you have subscribed or when otherwise permitted by law.
  • Operate, maintain, troubleshoot, secure and improve the website and related services.
  • Measure website traffic, content performance, advertising and affiliate referrals.
  • Personalize content or advertising where permitted and based on your consent choices.
  • Detect spam, fraud, abuse, security threats and unauthorized activity.
  • Comply with tax, accounting, legal and regulatory obligations.
  • Establish, exercise or defend legal rights and enforce applicable agreements.

The YarnyBookkeeper does not sell lists of names or email addresses to unrelated companies for their own direct-marketing use.

Legal bases for processing

For visitors in the European Economic Area, United Kingdom or another location that requires a legal basis for processing, The YarnyBookkeeper may rely on one or more of the following grounds:

Consent may be used for marketing emails, optional cookies, personalized advertising and other activities for which you are asked to make a choice. You may withdraw consent at any time, although withdrawing consent does not make earlier processing unlawful.

Contractual necessity may be used when information is needed to process a purchase, deliver a product, provide course or community access, respond before entering into a transaction or fulfill an agreement with you.

Legitimate interests may be used to operate and improve the website, understand website usage, respond to inquiries, protect systems, prevent fraud and promote relevant products or content, provided those interests are not overridden by your rights.

Legal obligations may require information to be retained or disclosed for tax reporting, accounting, fraud prevention, legal claims, court orders or other applicable requirements.

Cookies and similar technologies

Cookies are small files or identifiers placed on or associated with your browser or device. The website may also use pixels, tags, scripts, local storage and similar technologies.

The website may use:

Essential cookies needed for website security, account access, shopping functions, consent preferences and basic operation.

Functional cookies that remember choices, maintain certain website features or support tools such as countdown timers and embedded content.

Analytics cookies that help measure traffic, page views, visitor activity and website performance.

Advertising and affiliate cookies that help measure advertising, attribute purchases or signups, create audiences, provide relevant advertisements or credit an affiliate referral.

The website uses WPConsent to provide cookie information and preference controls. You can accept or reject categories of non-essential cookies through the cookie banner or cookie-settings option available on the website. You may also delete or block cookies through your browser settings, although doing so may prevent some features from working properly.

Analytics and Google services

The website uses Google Analytics and Google Site Kit to understand website activity and manage certain Google services. The information processed may include device and browser data, online activity, referring pages, interactions, approximate location and cookie or device identifiers.

Google advertising tools may also be used for conversion measurement, advertising performance, audience creation, remarketing or personalized advertising, depending on the services and consent choices enabled. Google’s tag tools can adjust their behavior based on consent settings when consent mode is properly configured.

Pinterest tracking

The website uses the Pinterest tag and may display embedded Pinterest pins. Pinterest may receive information about visits, page activity and conversions so that advertising can be measured, audiences can be created and relevant advertisements may be displayed.

Depending on the settings enabled, Pinterest’s enhanced matching features may also process hashed information entered into certain website forms. You may control non-essential Pinterest tracking through the website’s cookie-preference tool where that option is available.

Advertising, affiliate links and targeted advertising

The website may use Google advertising tools and other advertising services to measure campaigns, display advertisements or reach people who have previously interacted with the website. These services may use cookies, pixels or similar technologies to collect online activity and device information.

The YarnyBookkeeper also participates in affiliate programs, including ShareASale. When you click an affiliate link, a tracking cookie or identifier may be used to record the referral and determine whether The YarnyBookkeeper earns a commission from a later purchase. Affiliate relationships will also be disclosed near the recommendation or link when appropriate.

The YarnyBookkeeper does not sell personal information in exchange for money. However, some privacy laws define certain advertising disclosures more broadly as a “sale,” “sharing” or processing for targeted advertising. Where applicable, you may use the website’s cookie controls to opt out of non-essential advertising technologies or contact us about the rights available in your location.

Embedded content and social-media features

Pages may contain YouTube videos, Pinterest pins, social-sharing buttons and other content supplied by third-party platforms. Embedded content may behave as though you visited the provider’s website directly and may allow that provider to collect technical information, use cookies or record your interaction with the content.

YouTube offers a privacy-enhanced embedding option that can reduce some cookie activity before a visitor interacts with a video. The website may also use consent controls to prevent or limit embedded content until you make a cookie choice.

When you click a social-sharing button or external social-media link, the receiving platform will process your information according to its own privacy policy and account settings.

Email subscriptions and tracking

Email subscriptions, free-resource delivery, newsletters and email automations are managed through MailerLite and/or Brevo. When you subscribe, your name, email address, signup source, interests, groups, tags and related subscription information may be stored and processed through that service.

Emails may contain tracking technology that reports whether a message was delivered or opened and whether a link was clicked. This information helps evaluate email performance, troubleshoot delivery problems and send content that is more relevant to subscriber interests.

You may unsubscribe from promotional email at any time by clicking the unsubscribe link included in the message. Unsubscribing from marketing does not prevent necessary administrative emails concerning a purchase, account, course, security matter or active service.

Website hosting, security and backups

The website is hosted by NameHero. Hosting providers process technical data and store website files, databases, logs and other information needed to make the website available.

Wordfence is used to help detect malicious traffic, attempted logins and security threats. Akismet helps identify spam submitted through comments or forms. These services may process IP addresses, browser information, submitted content and other technical details needed to perform their security or anti-spam functions.

UpdraftPlus is used to create website backups. Backups may contain copies of website databases and files, including personal information stored in them, and may be retained in the backup location configured by The YarnyBookkeeper.

Reasonable administrative and technical measures are used to protect the information under our control. No website, database, email system or online transmission can be guaranteed completely secure, so absolute security cannot be promised. The FTC recommends that businesses take stock of the information they hold, retain only what they need, protect it and dispose of it appropriately.

How information may be disclosed

Personal information may be disclosed to service providers that perform work on behalf of The YarnyBookkeeper, including providers of:

  • Website hosting, maintenance, security, anti-spam protection and backups.
  • Contact forms, consent management and website functionality.
  • Email delivery, subscription management and marketing automation.
  • Analytics, advertising, conversion tracking and affiliate attribution.
  • Payment processing, order management and course delivery.
  • Community hosting, giveaways and customer support.
  • Professional accounting, legal, technical or administrative services.

These providers receive only the information reasonably needed to perform their services and process it under their own agreements and privacy policies.

Information may also be disclosed when reasonably necessary to comply with law, respond to a valid legal request, investigate fraud or security issues, protect rights and safety, enforce an agreement or handle a merger, sale, reorganization or transfer of some or all business assets.

Information may be disclosed in other circumstances when you direct or authorize the disclosure.

International processing and transfers

The YarnyBookkeeper is based in the United States, and many of its service providers operate in the United States or other countries. If you visit, subscribe or purchase from outside the United States, your information may be transferred to and processed in countries whose privacy laws differ from those in your location.

Where required, The YarnyBookkeeper and its service providers may use legally recognized safeguards for international transfers. EU data-protection requirements can continue to apply when covered personal information is transferred outside the EU, while UK law contains separate rules for restricted international transfers.

How long information is kept

Information is retained only for as long as reasonably necessary for the purpose for which it was collected, to operate the business, meet legal obligations, resolve disputes and enforce agreements.

Email-subscription information may be retained until you unsubscribe or request deletion, subject to limited suppression records needed to honor your unsubscribe request. Purchase, payment and transaction records may be retained as required for tax, bookkeeping, fraud-prevention and legal purposes.

Comments may remain on the website for as long as the associated content remains published unless they are removed. Security logs and backups may be retained according to the settings and schedules of the hosting, security and backup systems.

When information is no longer reasonably required, it may be deleted, anonymized or securely disposed of, subject to technical limitations such as scheduled backup cycles.

Your rights and choices

Depending on where you live and which laws apply, you may have the right to request access to personal information, correct inaccurate information, request deletion, obtain a portable copy, restrict or object to certain processing, withdraw consent or opt out of targeted advertising or certain disclosures.

You may also have the right to appeal a decision or submit a complaint to the data-protection authority in your country or region. These rights are not absolute, and some information may need to be retained to complete a transaction, maintain tax or business records, protect security, prevent fraud or comply with law.

To make a privacy request, email hello@yarnybookkeeper.com with the subject line Privacy Request. We may need to verify your identity before completing the request and will respond within the time required by applicable law.

Cookie choices may be managed through the website’s cookie-preference tool. Email preferences may be managed through the unsubscribe link in any promotional email.

Children’s privacy

The website and its products are intended for adults and are not directed to children under 13. The YarnyBookkeeper does not knowingly collect personal information from children under 13.

If you believe a child under 13 has provided personal information through the website, contact hello@yarnybookkeeper.com so the situation can be reviewed and the information removed where appropriate. COPPA specifically applies to online services directed to children under 13 and services that knowingly collect their personal information.

Age requirements for purchasing products, creating accounts or participating in communities are addressed in the Terms and Conditions.

External websites

The website may link to websites, products, events and services operated by other organizations. The YarnyBookkeeper does not control and is not responsible for the privacy, security, content or practices of those third parties.

Review the privacy policy of any outside service before providing personal information to it.

Changes to this policy

This Privacy Policy may be updated when the website, services, technology or legal requirements change. The revised version will be posted on this page with a new “Last updated” date.

When a change is significant, additional notice may be provided through the website, email or another reasonable method.

Contact

Questions, concerns and privacy requests may be sent to:

Fanciful Things, LLC d/b/a The YarnyBookkeeper
Vermont, United States
hello@yarnybookkeeper.com

Effective October 1, 2017

NOTE:  This was our original (short, sweet & simple) Privacy Policy.

The privacy of our visitors is extremely important to us – if you sign/subscribe to our newsletter – we will not rent, sell, or share your information with others.

This privacy policy page outlines the type of personal information that is received and collected by us when you visit this website and how we use it.

Log Files – as with most other websites, we collect and use generic information about you in log files.  The information that is in the log file includes your IP (internet protocol) address, your ISP (internet service provider (AOL, Shaw Cable, etc.), the browser you used to visit our site with (Internet Explorer, Edge, Firefox, Chrome, etc.), the time you visited our site, which pages you visited, and what country you live in.

Cookies – we do use cookies to store information, such as your personal preferences when you visit our site.  This could include only showing you a popup once during your visit or the ability to login to some of our features.

Affiliate Links & Third Party Advertisers – we do use 3rd party advertisements on yarnybookkeeper.com to support our site.  Some of these advertisers may use technology such as cookies and web beacons when they display an ad on our site – which will send the advertisers (such as Google through the AdSense program) information including your IP address, your ISP, the browser you use, and in some cases whether or not you have Flash installed.  We have no access to or control over cookies that are used by third party advertisers.

Revised May 23, 2018

This Privacy Policy page outlines the type of personal information that is received and collected by us when you visit this website and how we use it.  It complies with GDPR (General Data Protection Regulation – which is a European Union Law, for more information about GDPR please visit – https://www.eugdpr.org/).  Additionally, the information contained on this website is suitable ONLY for U.S. based businesses.

Who we are:

This website https://yarnybookkeeper.com is owned and operated by Nancy Smyth of Fanciful Things, LLC of West Charleston, VT  05872.  The Yarny Bookkeeper is part of Fanciful Things, LLC.

What personal data we collect, why we collect it, and how we use it:

  • Information you voluntarily submit to the website.  We may collect personal information from you such as your name or email address.  For example, you may voluntarily submit information to the website by leaving a comment, subscribing to a newsletter, or submitting a contact form.  In addition, we may ask you to create a user profile, which would allow you to create a username and password.  We will store your name, the username that you create, but your password is not visible in our records.
  • Information we collect from others.  We may receive information about you from other sources.  For example, if you use a third-party software such as MailChimp (when you sign-up for our newsletter) or PayPal (when you purchase a course or other fee-based offerings), they will transfer information to use for fulfillment.
  • Automatically collected information.  We automatically collect certain information about you and the device you use to access this website.  For example, when you visit this website, we will log your IP address, operating system, browser used, referring website, the pages you viewed, and the date/time that you visited.  We may also collect information about the actions you take when using the website, such as the links you clicked.
  • Cookies:  We may log information using cookies, which are small data files stored in your browser by the website.  We use both session cookies (which expire when you close your browser) and persistent cookies (which stay in your browser until you delete them) in order to provide you with a more personal experience on the website.

How your information may be used:

We may use the information collected in the following ways:

To operate and maintain the website:

  • To create your user account, identify you as a user of the website, and customize the website for your account.
  • To send you promotional information, such as a newsletter (send via MailChimp).  Each email promotion will provide you with information on how to opt-out (stop receiving) future mailings.
  • To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts.
  • To respond to your comments or inquiries.
  • To provide you with user support.
  • To track and measure advertising on the website.
  • To process payment for purchases you make through the website via PayPal.
  • To protect, investigate, and deter against unauthorized or illegal activity.

Third-party use of personal information:

We may share your information with third parties when you explicitly authorize us to share your information.

Additionally, the website may use third party service provider services for various aspects of this website.  Each third party service provider’s use of your personal information is dictated by their own privacy policies.  This website currently uses the following third-party service providers:

  • Analytics reporting via Google Analytics – https://www.google.com/analytics/ this service tracks website usage and provides information such as referring websites and user actions on this website.  Google Analytics may capture your IP address, but no other personal information is captured.
  • Payment Processing via PayPal – https://www.paypal.com/us/home this service is used to serve our ecommerce platform.  At no time is your banking or credit card information passed onto this website.  We receive only the information used for order fulfillment.  (To be implement in the fall of 2018).
  • Newsletter via MailerLite – https://www.mailerlite.com/ this service is used for the delivery of email updates and newsletters.  We store your name and email address for purposes of delivering such communications.  You may opt out (unsubscribe/request to stop receiving) our newsletter at any time.
  • Education platforms via ThriveCart – to gain access to your courses through The YarnyBookkeeper.  This will be implemented in the fall of 2018).

At this time, your personal information is not shared with any other third party applications.  This list can/will be amended from time to time at the owners discretion.

Except, when required by law, we will not sell, distribute, or reveal your name, email address, or other personal information without your consent; however, we may disclose or transfer personal information collected through this website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

Anonymous Data

Occasionally we may use anonymous data, which does not identify you specifically, or when combined with data from other parties.  This type of anonymous data may be provided to other parties for marketing, advertising, or other uses.  Examples of anonymous data may include analytics or information from cookies.

Publicly visible information

If you create a user profile on the website or leave a comment, certain information may be publicly visible.

Cookies

This website uses cookies to store visitors preferences, record user-specific information on what pages users access or vist, ensure that visitors are not repeatedly sent the same banner ads, customize the website content based on visitors browser or other information that the visitor sends.  Cookies may also be used by third party services, such as Google Analytics.

Users may, at any time, prevent the settings of cookies, by the website, by using a setting in your browser and may thus permanently deny the setting of cookies.  Furthermore, already set cookies may be deleted at any time via a browser or other software program.  This option is available in all popular browsers.  However, if uses deactivate the setting of cookies, not all functions of our website may be entirely usable.

Advertising

  • Display Ads – we may use third party advertising companies to serve content and advertisement to you when you visit the website, which may contain cookies.  No personally identifiable information is shared with the ad providers.
  • Retargeting Ads – occasionally, the website may engage in remarketing efforts with third party companies, such as Google, Facebook, or Instagram, in order to market the website.  These companies use cookies to serve ads based on someone’s past visits to the website.
  • Affiliate Program Participation – the website may engage in affiliate marketing (which is clearly identified), which is done by embedding tracking links or codes into the website.  If you click on a link for an affiliate ad, a cookie will be placed in your browser to track any sales for the purpose of receiving commissions.

The Yarny Bookkeeper is a participant in the ShareASale and Ads by Google programs, an affiliate advertising program designed to provide a means for sites to earn advertsing fees/commissions by displaying advertisements and links to selected companies.  As part of these affiliate programs, the website will post or display customized links provided by ShareASale and Google, to track the referrals to their website.  These programs utilize cookies to track visits for the purpose of assigning commissions on sales.

  • Newsletters – you may subscribe to our newsletter via MailerLite, which may be used for advertising purposes.  All newsletters sent may contain tracking information.  This information is embedded in emails and allows an analysis of the success of online marketing campaigns.  Because of the tracking information, we may see if and when you open an email and which links withing the email you click on.  This also allows the website to adapt the content of future newsletters to meet the interests of the user.  This behavior will not be passed on to third parties.

Your rights related to your personal information

  • Opt Out – you may at any time, opt out of future email communications by following the unsubscribe links in our emails.  You may also notify us at hello@yarnybookkeeper.com to be removed from our mailing list.
  • Access – you may access the personal information we have about you by submitting a request to hello@yarnybookkeeper.com
  • Amend/Update – you may contact hello@yarnybookkeeper.com to amend or update your personal information
  • Forget – in certain situation, you may request that we erase or forget your personal data.  To do so, please submit a request to hello@yarnybookkeeper.com
  • Please note – we may need to retain certain information for recordkeeping purposes or to complete transactions, or when required by law.

Sensitive Personal Information

At no time should you (or will you be asked) to submit sensitive personal information to this website.  This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships.  If you choose to submit such information to us, it will be subject to this Privacy Policy.

Children’s information

This website does not knowingly collect any personally identifiable information from children under the age of 18.  If a parent or guardian believes that the website has personally identifiable information of a child under the age of 18 in its database, please contact us immediately at hello@yarnybookkeeper.com and we will promptly remove such information from our records.

Contact Information

At any time, please contact us at hello@yarnybookkeeper.com for questions related to this Privacy Policy.

Last updated May 23, 2018.

 

Nancy Smyth, The YarnyBookkeeper
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